Products and Services

Prime offers Asset Management and Financial Counseling.

Asset Management

Prime provides Investment Advisory Services on a discretionary basis, using publically traded securities. Prime profiles each client to determine their investment objectives and to establish guidelines for each portfolio. 

Prime uses strategic and tactical asset allocation strategies to design each client’s portfolio asset allocation. All of clients registered accounts are aggregated to establish one asset allocation model. 

A base-line allocation model is designed with specific client objectives and risk tolerance in mind. The model divides assets into different classes, emphasizing the balance between risk, reward, tax consequences and liquidity. 

At least every six months, Prime rebalances each portfolio to take the profits of higher performing asset classes to reinvest in lower-performing asset classes that are expected to improve. These decisions of where to invest are based on economic forecasts, projected trends, and the analysis of portfolio data and institutional research. 

Financial Counseling   

Clients may also engage Prime to evaluate their personal finances on an hourly fee basis. 

1)      Cashflow and net worth;

2)      Compensation issues and planning;

3)      Retirement and other life-style hypotheticals;

4)      Education fund and other goal-orientated analyses;

5)      Cursory review of employee benefits and personal insurance coverages;

6)      Income taxes, as related to above concerns;

7)      Estate and gift planning and transfer taxes, as relate to above concerns.